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The stock market: setting realistic expectations Investing for beginners: Part 2 of 8 In the previous article: Should you invest in the stock market?, I talk about other places one should consider prioritising their money before investing in the stock market. But it is now the time to understand the risks and returns of the […]

Should you invest in the stock market? Investing for beginners: Part 1 of 8 So, you have some spare cash and you want to put it to good use, but you don’t know where to start. You don’t know whether to leave it in a savings account, put it into your super fund, or dip

Most popular brokers to buy ETFs Investing for beginners: Part 6 of 8 In the previous article: Choosing index funds for Australians, I go over what ETFs one can use to get started. After deciding on what ETFs to invest in, you need to sign up with a broker to facilitate the buying and selling

Choosing index funds for Australians Investing for beginners: Part 5 of 8 In the previous article: Why index funds are the optimal place to start, I touched on the theory behind investing in a market portfolio and why it is sensible to start off with index funds. But I’ve yet to define what exactly an

All-in-one ETFs: Using a single ETF to get global exposure The objective of these ETFs is to gain exposure to both the Australian market and the global market, all in one ETF. Key differences are summarised in the table below: VDHG* DHHF IGRO Management Expense Ratio (MER) 0.27% 0.19% 0.22% Tax drag 0.00% 0.09% 0.00%

DIY Portfolio: ETFs to invest in the Australian and International markets Australian exposure: A200 vs IOZ vs VAS vs STW The objective of these ETFs is to gain exposure to the Australian market by investing in the largest Australian companies through a market-cap weighted index. Key differences are summarised in the table below: A200 IOZ

ETFs vs Managed funds A managed fund (also known as mutual fund) is a fund that pools your money and money from other investors to buy assets. An ETF (Exchange-Traded Fund) is a fund that can be bought on a stock exchange. Although there are similarities between these two types of funds, there are some

What Australian/International allocations should you choose? A decision everyone needs to make when choosing a DIY portfolio, either in super or outside of super, is how much one should allocate to the Australian market vs the International market. There are number of factors and potential biases one should consider before deciding on the degree of

Why index funds are the optimal place to start Investing for beginners: Part 4 of 8 In the previous article: The academic evidence against stock picking & trading, I showed overwhelming evidence that the average stock picker or trader will underperform the market over the long term. So if we can’t beat the market, wouldn’t

The academic evidence against stock picking & trading Investing for beginners: Part 3 of 8 In the previous article: The stock market: setting realistic expectations, I show the returns and risks that one should expect from investing in the stock market. But make no mistake, directly buying the stocks of companies or doing complicated trading