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DIY Portfolio: ETFs to invest in the Australian and International markets Australian exposure: A200 vs IOZ vs VAS vs STW The objective of these ETFs is to gain exposure to the Australian market by investing in the largest Australian companies through a market-cap weighted index. Key differences are summarised in the table below: A200 IOZ […]

ETFs vs Managed funds A managed fund (also known as mutual fund) is a fund that pools your money and money from other investors to buy assets. An ETF (Exchange-Traded Fund) is a fund that can be bought on a stock exchange. Although there are similarities between these two types of funds, there are some

What Australian/International allocations should you choose? A decision everyone needs to make when choosing a DIY portfolio, either in super or outside of super, is how much one should allocate to the Australian market vs the International market. There are number of factors and potential biases one should consider before deciding on the degree of

Why index funds are the optimal place to start Investing for beginners: Part 4 of 8 In the last article, I showed overwhelming evidence that the average stock picker or trader will underperform the market over the long term. So if we can’t beat the market, wouldn’t the next best thing be to match the

The academic evidence against stock picking & trading Investing for beginners: Part 3 of 8 The media’s perception of the stock market includes researching stocks, analysing the annual reports of companies, and browsing r/wallstreetbets. But that’s only one side of investing in the stock market, and according to academics, it’s a bad place to start

The impact fees have on your super You may often hear that it is best to go for low fees when choosing a super fund, as also mentioned by Moneysmart. But how much of a difference do fees really make? First, let’s go through the different types of fees you’ll find in a super fund.

Choosing investment options in super Contents Investment options explained All super funds will generally offer you two types of investments: Diversified/premixed investments and DIY investments.  Premixed investments will invest in a variety of assets chosen and managed by the fund managers, and so the option suits people who aren’t very knowledgeable about investments. Super funds