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Choosing index funds for Australians Investing for beginners: Part 5 of 8 In the previous article: Why index funds are the optimal place to start, I touched on the theory behind investing in a market portfolio and why it is sensible to start off with index funds. But I’ve yet to define what exactly an […]

All-in-one ETFs: Using a single ETF to get global exposure The objective of these ETFs is to gain exposure to both the Australian market and the global market, all in one ETF. Key differences are summarised in the table below: VDHG* DHHF IGRO Management Expense Ratio (MER) 0.27% 0.19% 0.22% Tax drag 0.00% 0.09% 0.00%

DIY Portfolio: ETFs to invest in the Australian and International markets Australian exposure: A200 vs IOZ vs VAS vs STW The objective of these ETFs is to gain exposure to the Australian market by investing in the largest Australian companies through a market-cap weighted index. Key differences are summarised in the table below: A200 IOZ

ETFs vs Managed funds A managed fund (also known as mutual fund) is a fund that pools your money and money from other investors to buy assets. An ETF (Exchange-Traded Fund) is a fund that can be bought on a stock exchange. Although there are similarities between these two types of funds, there are some

What Australian/International allocations should you choose? A decision everyone needs to make when choosing a DIY portfolio, either in super or outside of super, is how much one should allocate to the Australian market vs the International market. There are number of factors and potential biases one should consider before deciding on the degree of

Why index funds are the optimal place to start Investing for beginners: Part 4 of 8 In the previous article: The academic evidence against stock picking & trading, I showed overwhelming evidence that the average stock picker or trader will underperform the market over the long term. So if we can’t beat the market, wouldn’t

The academic evidence against stock picking & trading Investing for beginners: Part 3 of 8 In the previous article: The stock market: setting realistic expectations, I show the returns and risks that one should expect from investing in the stock market. But make no mistake, directly buying the stocks of companies or doing complicated trading

The impact fees have on your super You may often hear that it is best to go for low fees when choosing a super fund, as also mentioned by Moneysmart. But how much of a difference do fees really make? First, let’s go through the different types of fees you’ll find in a super fund.

Choosing investment options in super Investment options explained All super funds will generally offer you two types of investments: Diversified/premixed investments and DIY investments.  Premixed investments will invest in a variety of assets chosen and managed by the fund managers, and so the option suits people who aren’t very knowledgeable about investments. Super funds will